4. Financial Security
The unfortunate truth about marriage today is that approximately half of them will end in divorce. In a number of marriages, the men will die before their wives.
In both types of situations, the stay-at-home spouse/mother is left to bear the financial burden of the mortgage, car payments, loans, and credit card debt that exists.
Once you add the cost of daily living expenses, medical costs, insurance, and taxes, financial security comes into questionable standing. If no life insurance exists when the husband dies, the gravity of the circumstances increases.
A stay-at-home mom who continues to work creates a safety net that she can fall back on should she need to do so.
Whether she uses her earnings during the marriage to pay down bills or she puts them into savings for the future, a working mom provides financial security that would not exist otherwise.
Additionally, if the woman works from home while raising the children, it can provide a safety net in the event that the husband temporarily loses employment.
It might also provide a financial source for unexpected expenditures such as braces and medical expenses.
Continuing to work from home provides a steady stream of income that can improve a family’s lifestyle.